Terms and Conditions

1. Acceptance of Terms

These website terms and conditions (“Terms and Conditions”) apply to the site operated by Nation Finance Ltd (“Nation Finance”, “we”, “us”, “our”). Please read them carefully; they set out the basis on which you may use this website (the “Site”) and the information contained on it. By accessing or using the Site, you are deemed to accept these Terms and Conditions and our Privacy Policy. If you do not agree, you must not use the Site.

2. Information on our Site

We aim to keep the information on the Site accurate and helpful. However, it is general guidance only about the products and services offered by Nation Finance. You should contact us to confirm any details and to obtain product-specific information before making decisions.

3. Your use of the Site

You must not misuse the Site. In particular, you must not:

• attempt to undermine the Site’s security or the integrity of any systems;
• access, alter or delete data without authority;
• overload the Site (including via spamming or flooding) or interfere with its operation;
• attempt to decipher, disassemble or modify any software, code or information on the Site.

You are solely responsible for any information you submit. You must ensure it is accurate, up to date and not misleading.

4. Links to third-party websites

The Site may include links to websites not owned or controlled by Nation Finance (“Third-Party Websites”). These are provided for convenience only and do not constitute an endorsement of those sites or their content. Nation Finance accepts no liability for any loss, damage, costs or expenses arising from your use of any Third-Party Websites or any arrangements you make with third parties.

5. Use of your information

Nation Finance and our partners (including potential lenders, insurers, service providers, vehicle suppliers and agents) may use your personal data (including any sensitive personal data) and information we obtain from other sources to:

• handle your enquiries;
• consider and process applications (including carrying out credit searches and using automated decisioning such as credit scoring);
• provide marketing that is tailored to your interests; and
• improve our services and advertising.

We and our partners may contact you by post, telephone, email, SMS or other electronic means with offers that may be of interest, in line with our Privacy Policy and your marketing preferences. In assessing a finance application, we may share information with credit reference agencies and lenders. Your information may also be shared with further lenders to explore additional options, which may involve further searches. If false or inaccurate information is provided and fraud is identified, details may be shared with fraud prevention agencies to prevent fraud and money laundering.

For full details, including your rights and how to contact us regarding data protection matters, please see our Privacy Policy. For specific enquiries, please contact us using the details on the Site. (01422 282085)

6. Disclaimer and liability

Your use of the Site, any Third-Party Websites, and any information available via the Site is at your own risk. To the fullest extent permitted by law, Nation Finance excludes all liability (whether in contract, tort—including negligence—statute or otherwise) in connection with:

• the Site’s availability or accessibility;
• any Third-Party Websites or links;
• any information, products or services available on or through the Site or Third-Party Websites;
• any economic loss (including loss of revenue, profit, contracts, business or anticipated savings), loss of goodwill or reputation, or any special, indirect or consequential loss.

If Nation Finance is found liable to you in connection with the Site or any related matter, our total aggregate liability shall be limited to £100.

We are not responsible for any loss, damage, delay or other liability caused by events beyond our reasonable control, including failure of communications, networks, systems or your inability to access the Site for any reason.

Nothing in these Terms and Conditions limits or excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under English law. If you are a consumer, your statutory rights are not affected.

7. Privacy Policy

If you provide information to Nation Finance via the Site, we will use it in accordance with our Privacy Policy, which forms part of these Terms and Conditions. By using the Site, you acknowledge and agree to that policy.

8. General

These Terms and Conditions (as updated from time to time) constitute the entire agreement between you and Nation Finance regarding your use of the Site and supersede any prior arrangements relating to such use. We may update these Terms and Conditions at any time; the updated version takes effect when posted on the Site. Your continued use of the Site indicates acceptance of the updated terms. No variation is effective unless in writing and signed by an authorised representative of Nation Finance.

These Terms and Conditions are governed by and construed in accordance with English law, and you agree to the exclusive jurisdiction of the courts of England and Wales. If any provision is held invalid or unenforceable, it shall be construed to reflect the parties’ intentions as closely as possible and the remaining provisions shall remain in full force. A failure by Nation Finance to enforce any right or provision shall not constitute a waiver. Unless expressly stated otherwise, nothing in these Terms and Conditions confers any rights on any third party under the Contracts (Rights of Third Parties) Act 1999.